I had one of my (approximately) 8 weekly emotional snaps on Saturday night. It was, as they often are, about money. Or more accurately, my lack of it.
My fear of not living life to the fullest means that I spend a lot. I spend it on the gym and personal training to keep myself fit. I spend it on health insurance, osteopath, deep tissue massage and dentist appointments to ensure that my health is in check. I spend it on singing lessons to keep my voice in shape and creative experiences to learn new skills and do interesting things. I spend it on social occasions to keep my relationships with people strong and intact. I spend it on fresh (and often organic) food to keep my body well nourished.
But this means that I don’t save.
Saving money is one of those things that is usually instilled in us as children. Parents set up bank accounts when we’re young and put our pocket money or that $5 note from Grandma for Christmas into them to teach us about the importance of having money available for a “rainy day”. What they don’t tell you is that the cost of rent, petrol and food is continually rising and there is often not a lot left over (especially if you’re trying to be a responsible adult and have a number of different insurances and health checks).
My dilemma is do I stop going out, taking creative classes, eating well and going to the gym to save money for that “rainy day” (or a house, which looks practically impossible with rising prices) or do I continue living my life, experiencing new things and taking care of myself? People are always saying to invest in yourself in your twenties – your health, education and overall experiences in life, but at what cost?
What do you think?
Did you/are you staying at home most nights and declining social invitations/creative pursuits to save money?
Or do you spend every penny you have on living and stress about your lack of funds and assets?